NAGRAT has over 31,000 registered members accross the country. We are the most progressive teacher union in Ghana today.
The membership of NAGRAT is open to all graduate teachers serving in the Ghana Education Service. Membership is voluntary in line with Sections 21 (e) and 24 (3) of the 1992 Republican Constitution of Ghana and Sections 79 (1) and 80 (1) of Ghana’s Labour Act (Act 651), 2003. A teacher becomes a member of NAGRAT, only after the completion of the appropriate membership registration form issued by the Association and by abiding by the Constitution governing it. The registered membership stands at 31,000 as at December 2016.
Nagrat Membership Benefits
The scheme was instituted in the year 2007. The NAGRAT Auto Scheme is designed to help teachers procure means of transport at easy and affordable rate. So far the scheme has been able to provide 1200 vehicles of different varieties to teachers in the country.
The scheme is highly subsidized by the government of Ghana in the form of import duty exemption for all cars brought into the country, through NAGRAT, for teachers. The support of government is justified by the desire retain teachers through some different incentive packages which include provision of vehicles to ease transport need of teachers and provision of housing schemes to ease accommodation needs of teachers. Unfortunately, government could not wholly fund these programs for teachers and therefore saw a proposal submitted to the President Kuffour’s NPP government as a welcoming news. Though the idea was that of NAGRAT, government extended the approval to cover member of UTAG and GNAT.
As originators of the idea, we have been more successful in the provision of the cars to teachers.
The Scheme Entails The Folllowing:
A loan has been contracted from a bank for each individual member of the scheme at a competitive rate payable within 5years. Vehicles are imported CIF Tema and cleared by NAGRAT under the temporary tax exemption from the government of Ghana and in the name of the individual teachers. Vehicles are registered in the joint name of the teacher and the bank. Thus the vehicle being used as collatoral. Vehicles are comprehensively insured by NAGRAT on behalf of beneficiaries. Comprehensive insurance is renewed every year by NAGRAT and certificate forwarded to members. STC valuation certificate is done for members to enable them apply for vehicle maintenance allowances. Member are now made to pay a deposit to support the scheme as the original loan contracted for the scheme could not at a point support the changing cost of vehicles in the international market, the uncontrollable depreciation of the Ghana Cedi against other currencies and increase in other port handling charges. There is no specific time frame for the supply of cars. Cars are supplied to qualified applicants on first come first served basis.
The NAGRAT Fund Loan Scheme is designed to help members meet thier personal finance needs.
The NAGRAT retirement benefit is a one-time payment to memebers after they retire from active service.
Application Procedure :
Members are encouraged to apply as soon as they retire from active service, but when application is held after six (6) months the benefits would not be given. Download an application form from here or pick up from the nearest Regional Secretariat. Fill the forms carefully and return it to the Regional Secretariat. Attach payslip reflecting the date of retirement (required).
The NAGRAT Death Benefit is a one-time payment made to a beneficiary or next of Kin when a NAGRAT member dies. It is also called a survivor benefit.